September 1, 2025|
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|3 months agoSwiss Tenants to Benefit from Historic Interest Rate Drop
Mortgage reference rate decrease to 1.25% triggers potential rent reductions, marking significant development in Swiss housing market.
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Generated IllustrationKey Takeaways
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- The Swiss mortgage reference interest rate has dropped from 1.5% to 1.25%.
- Tenants are entitled to a rent reduction of 2.91% if their current rent is based on the previous 1.5% rate.
- The average interest rate relevant for the reference fell by 7 basis points to 1.37%.
- This marks the second reduction in 2025, following a drop to 1.5% in March.
By The Numbers
1.25%
New Mortgage Reference Rate
2.91%
Potential Rent Reduction
1.37%
Average Interest Rate
7 basis points
Drop in Average Rate
They Said
"The reduction in the reference interest rate now gives tenants a basic entitlement to a reduction of 2.91%."
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Reference Rate Plummets to 1.25%
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Tenants Entitled to 2.91% Reduction
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The Math Behind the Market Shift
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